Construction & Renovation

Build your Dream Home or Transform  your Current Home into your Dream Home


Construction & Renovation

Hammer, nails, paint, and mortgage! As a unique financing solution for clients, our construction loans accommodate each phase of the process. With one-time and two-time options and jumbo financing available, let Coastal Home Mortgage build the right mortgage for your financial needs.

Construction Perm Loan

So that you can worry less about financing and focus more on the details of your new home. In addition to long-term rate locks, we can offer a one-time close that helps clients save money by not paying two sets of closing costs.

Renovation/Repair Loan

This is similar to our construction offering, but is for the renovation or repair of an existing home; it features a “subject to” appraisal so that the value includes the proposed improvements. Draws are handled by Coastal Home Mortgage directly to your builder.


The purchase of a house that needs repairs/updating is often a catch-22 situation, because the mortgage company can’t lend the money to buy the house until the repairs are complete, and the repairs can’t be done until the house has been purchased. Learn More!

Lot Loan

Building a new home can be an exciting prospect. Coastal Home Mortgage offers land-only financing as the first step toward building your dream home or vacation getaway. Our Lot loan will allow you to purchase the lot while continuing the process of finalizing your construction plans.

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with Financing provided by Coastal Home Mortgage

Let Us Help You Build Your Dream Home